Answer both questions. If only one is answered, I will downvote.

Q20) You currently owe $3,388.00 of your credit card that charges an annual interest rate of 20.17%. You make $197.00 of new charges every month and make a payment of $256.00 every month. What will your credit card balance be in three months? (2 points) Q21) You would like to retire in 25.0 years. The expected rate of inflation is 1.50% per year. You currently have a standard of living that requires $9,150.00 of monthly expenses. Assuming you want to maintain the Same standard of living in retirement, what are your monthly expenses expected to be the first year of retirement? (2 points) When inputting an answer, round your answer to the nearest 2 decimal places. If you need to use a calculated number for further calculations, DO NOT round until after all calculations have been completed. For the final answer, Round to 2 decimal places