Answer fast and properly. answer both.

3. Monica is working in an HR firm and the company wants to give her an incentive for her extraordinary performance. They have given Monica two options. Now she must choose between the given options: Tk 350,000 after 7 years at 13% annual interest payment or $250,000 today, at 13%. Monia has asked for your advice as you have completed your major in finance. Please calculate and decide which option will be better for her. (3) 4. Suppose Mr. Hashem has borrowed $36,500 at a 13% annual rate of interest to be repaid over 4 years. The loan is amortized into four equal, semi-annual, end-of-year payments. (3) Calculate the semi-annual loan payment for Mr. Hashem