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An obligation can be settled by making a payment of $16,000 now and a final payment of $30,000 in 3 years. Alteinatively, the obligation can be settled by payments of $2500 at the end of every three months for four years. Interest is 12% compounded quarterly. Determine the net present value at 11%. Which project is preferable according to the net present value criterion? A. Choice 2 is preferable B. Neither of the choices are good C. Both choices are the same D. Choice 1 is preferable