Answer the question below and see comment section for further explanation: The attach link below is the notes or reference.

1. How is whole life insurance a form of savings to policyholders?

2. Why are mutual funds attractive to small investors? How can mutual funds generate returns to their shareholders?

3. As a manager of a finance company, you are attempting to increase the spread between the rate earned on your assets and the rate paid on your liabilities.a. Assume that you expect interest rates to decline over time. Should you issue bonds or commercial paper in order to obtain funds?

4. Explain in general terms how savings institutions differ from com-mercial banks with respect to their sources of funds and uses of funds. Discuss each source of funds for SIs. Identify and discuss the main uses of funds for SIs.

Reference:

https://docs.google.com/presentation/d/1tPhzgQB7ewoiCm-btFw2OD2LaxT3nmw-/edit?usp=drivesdk&ouid=100543956495844328999&rtpof=true&sd=true