Answer the whole thing

1) The text mining process consists of three major steps: Developing the document term matrix; Using multivariate techniques; Using predictive techniques. True False 2) A visualization of the list of terms from a text document is called a Word Cloud. True False 3) Two early applications of data mining have been credit card fraud detection and customer relationship management (CRM). True False 4) Predictive analytics is an umbrella term that encompasses both data mining and predictive modeling-as well as a number of other analytical techniques. True False