Answer this question based on the following three statements: 1. An ordinary annuity has a greater present value than an annuity due if they both have the same periodic payments, discount rate, and time period. 2. As the term of a mortgage increases, holding interest rates constant, the monthly payments will increase. 3. A commuter taking the train to go to work instead of driving is a good example of opportunity cost. Only 2 is correct. Ob Both 2 and 3 are correct Only 1 is correct d Only 3 is correct Both 1 and 3 are correct