Answer your chosen question using the IRAC method.

Your answer must be supported by relevant Australian law and cases decided by Australian courts (preferably the High Court) and/or scholarly articles. A minimum of 4 genuine and relevant references are required for this part of the report.

The full citations for all sources cited in your answer must be listed in a Reference list at the end of your report.

In addition, any online sources cited in your answer and listed in your Reference List must include a valid hyperlink that allows access to the full text of the source.

Alon and Tess, immigrants with limited English proficiency, retired recently when their son approached them for a loan to kickstart a new business venture, specifically manufacturing and selling hearing aids.

When their son, Kym, requested financial support for his business, Alon and Tess declined to directly lend him the money but agreed to assist him in securing a loan from the bank. Kym then facilitated the bank loan process, arranging for a mobile lender to visit his parents and handle the necessary paperwork. However, neither Kym nor the mobile lender fully explained the guarantee Alon and Tess were signing or its potential consequences. They were assured that everything would be fine.

Furthermore, Kym's business, which manufactured and sold hearing aids that were implanted into the wearers' ears, faced lawsuits due to injuries sustained by consumers who purchased the product. How would tort law apply in this situation?