Answers are correct, please provide the solution to calculating points using BA II Plus calculator.

7. You are going to use a mortgage to buy a house. Your credit score is 695 due to some college shenanigans and roommate issues which gets you a 6.8% rate. This mortgage will have an initial balance of $450,000. You go online to a bank, and they make two offers to you: You can get a 6.8% loan for 30 years with no points, or You can get a 6.3% loan for 30 years with 1.5 points (you have enough cash to cover the points at closing.) You plan on moving in about 5 years. What would be the effective interest rate on the loan with points if you sell the house in 5 years