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3. Take a look at the accompanying Markov table for retail branch employees at People's Bank of Canada, and answer the following questions: a) what percentage of employees does People's tend to demote? b) How many business bankers are employed at Time 1? How many business bankers are employed at Time 2? c) Would you flag any jobs as being a problem from a supply perspective? If so, which jobs, and why? d) Suggest two HR practices that you would change or implement in an attempt to address the issues that you have identified based on the results of the Markov model. Time 1 Time 2 welcome business banker account mgr accnt spvsr branch mgr terminations welcome 20% business banker account mgr accnt spvsr branch mgr csr 60% 20% 20% 60% csr 20% 45% 5 15 7 5 4 1 30% 75% 15% 15% 75% 10% 10% 25% 10% 90% 0.9 Total 3 3 10 6.15 5.85 4.8 3. Take a look at the accompanying Markov table for retail branch employees at People's Bank of Canada, and answer the following questions: a) what percentage of employees does People's tend to demote? b) How many business bankers are employed at Time 1? How many business bankers are employed at Time 2? c) Would you flag any jobs as being a problem from a supply perspective? If so, which jobs, and why? d) Suggest two HR practices that you would change or implement in an attempt to address the issues that you have identified based on the results of the Markov model. Time 1 Time 2 welcome business banker account mgr accnt spvsr branch mgr terminations welcome 20% business banker account mgr accnt spvsr branch mgr csr 60% 20% 20% 60% csr 20% 45% 5 15 7 5 4 1 30% 75% 15% 15% 75% 10% 10% 25% 10% 90% 0.9 Total 3 3 10 6.15 5.85 4.8