APPENDIX 1 (NET WORT STATEMENT) - ASSET Calculation 5g. Long House r Financing 1,000,000 PV Term (20*12) :40 n Profit Rate 8.00% CMPD (n=20x12, 1=8/12, pv=1000000) : Repayment per month (End Mode) ???? PMT AMRT (PM1=1, PM2=4x12) Balance ??? BAL Kajang House Financing 250.000 PV Term 300 n Profit rate 9.00% T CMPD (n=25x12, i=9/12, pv=250000) Repayment per month ??? PMT AMRT (PM1=1, PM2=2x12) Balance ??? BAL Audi Dys = 365x9 196 = 5 , pv = 250,000 SI = Interest ????? SFV = Total Financing = Principal + Interest ???? Monthly payment = TOTAL FINANCING/108= ??? Amount paid = Monthly PMT x months paid = Balance = SFV - Amount paid - Rebate = To calculate Rebate for early settlement : In (n+1)/N(N+1)]*SI = [72(73)/108(109)]*112500 = 50,229.36 Mini Cooper Dys = 365x7 19% = 2.5 , pv = 50000 = 19 SFV = Monthly payment = TOTAL FIN/84= Amount paid = Monthly pmt x months paid = Balance = SFV - Amount paid - Rebate = To calculate Rebate for early settlement : [n (n+1)/N(N+1)]*SI = [60(61)/84(85)]*8750 = 4,485.29