Question: applicant can borrow at a 5 . 5 % rate if credit score is greater than 6 2 0 , employed at least 1 year,

applicant can borrow at a 5.5% rate if credit score is greater than 620, employed at least 1 year, down payment of at least 5%, job category is 1 or better, annual income of at least 25,000 and debt to income ratio is less than 25%.

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