Arabella converted her loan to light payments which gives he an option to pay P12.000 every 2 years for 6 years. The first payment is due 4 years from now. How much is the mount of the loan if the interest rate is 10% converted every 2 years? 

 

 Find the present value of a deferred annuity on a regular payment of P1,000 semi-annually for 3 years that is deferred for your om a rate of 2.54 compounded semi-annually