ARTICLE 3 - The second, fifth, sixth and seventh paragraphs of article 49 of the Law No. 5411 have been amended as follows. Even if a bank and the bank's qualified shareholders, members of the bank's board of directors, general manager, assistant general managers and other titles are employed, their managers and their spouses and children, together or alone, Partnerships that they directly or indirectly control or participate with unlimited liability or are members of the board of directors or general manager form the risk group that the bank belongs to. "The majority of the capital together or separately Treasury, Privatization Administration Chairman, Turkey Wealth Funds Management the Corporation, each of the banks belonging to Turkey Wealth Funds or central administration within the scope of public administration, creates a separate risk group together with the companies that they control directly or indirectly. The majority of the Privatization Administration of shares by state-owned enterprises, Turkey Wealth Funds Management Corporation, or one every other public institutions in the hands of Turkey Wealth Funds, capital, management and supervision of the judge that they subsidiaries, creates together with its subsidiaries and establishments a separate risk group . The Board is authorized to determine the procedures and principles regarding the implementation of this article.

ARTICLE 49 (second, fifth, sixth, seventh paragraphs of the Banking Law No. 5411) - A bank and its qualified shareholders, members of the board of directors and general manager, together or alone, with direct or indirect control or their unlimited liability Partnerships in which they participate or are members of the board of directors or general manager constitute the risk group in which the bank is included. Banks belonging to the Treasury, Privatization Administration, general or annexed apartments, the majority of which are separately or together; creates a risk group with the partnerships they control directly or indirectly. Other public institutions and organizations other than banks, which are mostly owned by the Privatization Administration, or a shareholder, constitute a risk group with their subsidiaries, affiliates and institutions, where they dominate their capital, management and controls. The procedures and principles regarding the implementation of this article and the determination of the real and legal persons who will be included in the same risk group in terms of children who are members of the board of directors and the general manager and the children who are not under guardianship are determined by the Board.

What are the positive and negative sides of comparing the two regulations?