$.$ Arun Is a $40$ ver$-$old computer engineer with no history of health problems. After meeting with an insurance agent for a needs analysis, Arun decides to take out a $$250,000$ participating whole Iife insurance policy He completes and signs the application. The following month, the insurer issues the policy at the standard rate $($with no modifications$)$ and sends it to the agent for delvery A few days later the agent meets with Arun to present him with the policy Arun confirms, verbally and in writing. that there has been no change in his insurability

what else should the agent obtain to complete delivery and put the pollcy in force?

a$.$ The agent should obtain Arum's payment for the first policy premium. The policy would come into force $10$ days ister, at the end of Arun's free look period.

b$.$ The agent should obtain an acknowledgement signed by Arun, stating that he has received and accepted the policy. The policy would then be inforce and Arums $10-$day free$-$look period would begin

c$.$ The agent should obtain a payment for the first premium and an acknowledgement signed by Arun stating that he has received and accepted the policy The policy would come into force $10$ days later at the end of Aruns free look period

d$.$ The agent should obtain a payment for the first premium and an acknowledgement, signed by Arun, stating that he has received and accepted the policy. The policy would then be in force and Arun's $10$ day free look period would begin.