As an innovative way to pay for various software packages that your company sells, a high

$-$

tech service company has offered to pay your company in any one of three ways:

$($

$1$

$)$

$$pay

$4$

$5$

$0$

$0$

$0$

$0$

$$now;

$($

$2$

$)$

$$pay $

$1$

$.$

$1$

$$million

$5$

$$years from now; or

$($

$3$

$)$

$$pay