As per the attached balance sheet, please kindly answer the below showing formula and workout.

1.) Debt-to-Assets Ratio

2.) Debt-to-Capital Ratio

3.) Debt-to-Equity Ratio

September 30, 2020 2019 (In millions) $ 3,018.5 5 1,494.3 21.6 19.7 3,040.1 1.514.0 5,984.1 6,171.8 53.2 28.3 12.237.4 1,529.0 5.245.0 5,939.4 77.8 19.8 11,282.0 1,072.0 144.9 163.1 683.7 499.2 1.113.7 912.8 163.5 163.5 S 18,912,3 S 15,606.6 ASSETS Cash and cash equivalents Restricted cash Total cash, cash equivalents and restricted cash Inventories: Construction in progress and finished homes Residential land and lots - developed and under development Land held for development Land held for sale Total inventory Mortgage loans held for sale Deferred income taxes, net of valuation allowance of S7.5 million and $18.7 million at September 30, 2020 and 2019, respectively Property and equipment, net Other assets Goodwill Total assets LIABILITIES Accounts payable Accrued expenses and other liabilities Notes payable Total liabilities Commitments and contingencies (Note L) EQUITY Preferred stock, S. 10 par value, 30,000,000 shares authorized, no shares issued Common stock, 9.01 par value, 1,000,000,000 shares authorized, 394,741,349 shares issued and 363,999.982 shares outstanding at September 30, 2020 and 392,172,821 shares issued and 368,431,454 shares outstanding at September 30, 2019 Additional paid-in capital Retained earnings Treasury stock, 30.741,367 shares and 23,741,367 shares at September 30, 2020 and 2019, respectively, at cost Stockholders' equity Noncontrolling interests Total equity Total liabilities and equity S 900.5 $ 1.607.0 4,283.3 6,790,8 634.0 1.278.1 3,399.4 5,311.5 3.9 3.240.9 9,757.8 3.9 3.179.1 7.640.1 (1.162.6) (802.2) 11,840.0 10.020.9 281.5 274.2 12.121.5 10,295.1 $ 18,912 3 $ 15,606.6