As you complete the following scenario statements using the dropdown menus, consider the different issues for future use in determining your own needs.

So Many Options, So Many Types of Plans

Carlos has a job. The first place he should look for health care coverage is because the costs will probably be the for the generous terms and coverage.

Dmitri does not have a job. He is a member of the alumni association of his alma mater. Dmitri will probably find better coverage for a lower cost through plans offered by because plans spread the costs and risks among more people than plans do$.$

To begin their research, Carlos and Dmitri should look at in order to $.$

Having a wide range of choices among the doctors, hospitals, and other health services he may want to use is very important to Carlos. All other factors being equal, Carlos is willing to pay more for plan.

Carlos and his spouse plan to start a family in the near future. They are concerned about maternity and pediatric care. Dmitri, on the other hand, has a risky lifestyle. He is concerned about emergency treatment and physical rehabilitation. While they have concerns, they should follow steps to make sure the plans they consider adequately cover their individual requirements.

Carlos has narrowed down his choices to two managed care networks. He check their accreditation. Significant changes in membership numbers be investigated in order to assess the plans$$ reputations and stability. All other factors being equal, Carlos will probably favor the network in which of his current providers participate than in the other network.

Dmitri is young and healthy. Dmitri will probably take risk when selecting his health insurance plan than his friend who, although the same age as Dmitri, has a history of poor health.