Assets (in $ millions)		Liabilities / Equity (in $ millions)
Cash and due from banks	7.5	Equity capital (fixed)	33
Consumer loans (1-year maturity)	65	Demand deposits	44
Floating-rate commercial loans (repriced every 4 quarters)	25	Six-month CDs	42
Three-month T-bills	44	Nine-month CDs	38
Six-month T-notes	45	One-month bankers’ acceptances	12
4-year T-bonds	85	Three-month commercial paper	80
5-year, fixed-rate mortgages	15	2-year time deposits	33
Other assets (non-earning)	118	4-year time deposits	44.5
Premises	5.5	Other liabilities (non-earning)	83.5

1. Determine and calculate the value of rate-sensitive assets and liabilities.

2. Estimate the repricing gap over the next year.