Assume John Marshall owns a $170,000 home, which covers the replacement cost of the structure. (Ignore the deductible clause and consider just the coinsurance requirement.) If John purchased $138,000 of insurance, how much would he collect for a partial loss of $50,000? For a total loss of $170,000? If John purchased $100,000 of insurance, how much would he collect for a $40,000 loss? How much would he collect for a total loss? (Again, ignore the deductible clause.)