Assumptions Gary and Nancy will live for another $26$ years inclusive of this year. Unless otherwise stated, Gary and Nancy are each assumed to be in a $36\%$ combined marginal tax bracket for the remainder of their lives Inflation is expected to be an annual rate of $2\mathrm{.}5\%.$ Investment returns for all investments are assumed to be $7\%.$ The OAS clawback threshold for this year is $$72,809.$ The maximum monthly OAS benefit from this year forward will remain fixed at $$563\mathrm{.}74.$ The maximum monthly CPP benefit from this year forward will remain fixed at $$1,065\mathrm{.}00.$ The maximum monthly CPP benefit $18$ months ago was $$1,012\mathrm{.}50.$ YMPE: $3$ years ago: $$50,100$; $2$ years ago: $$51,100$; last year: $$52,500$ The net income threshold for enhanced Registered Education Savings Plan CESG payments will remain fixed at $$89,401$ from this year forward.Gary intends to wait until the latest possible date before transferring his RSP assets into a RIF. Beginning in the year of his first mandatory withdrawal, what is the maximum amount Gary will be able to withdraw from his RRIF at the beginning of each month and still achieve the objective set for his estate? Calculations should reflect an inflation$-$adjusted, before$-$tax amount. Assume today's date is January $19\mathrm{.}0$ a$)$ $$2,307\mathrm{.}70$O b$)$ $$3,074\mathrm{.}830$ c$)$$$3,689\mathrm{.}55$O d$)$ $$3,923\mathrm{.}99$