At the time this Discussion topic was created, the Coronavirus had so far infected more than 14,000 people and killed more than 300. It has led to widespread disruption, with cities in China being closed off, and travel to and from the country badly disrupted as international carriers halt flights. Get on the Internet and look at how various insurance policies address potential pandemics. You dont have to limit yourself to life and health insurance. How about travel insurance, various commercial policies, and even homeowners? Would the Coronavirus be covered or not covered under any of these policies? Put your Insurance Company CEO hat on, and recall what makes a risk exposure insurable. Why might you exclude viruses such as this one?