Question: Atlanta Processing Company (APC) has building coverage and coverage for your business personal property under a building and personal property coverage form (BPP) subject to

Atlanta Processing Company (APC) has building coverage and coverage for your business personal property under a building and personal property coverage form (BPP) subject to a causes of loss-broad form. A tornado damaged the building and its contents. The policy limits are adequate to meet coinsurance requirements and to pay for the damage to APC's building and personal property. Indicate whether APC's BPP would cover each of the following losses. If the loss is covered, explain any limitations that may apply.

a. The cost to remove debris of covered property

b. The cost for required pollution cleanup of chemicals stored in the

basement of APC's building that seeped (due to the damage from the tornado) into the ground outside the building foundation

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