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We have learned in this chapter the importance of good credit, and how a poor credit score can adversely affect your financial opportunities. You should be aware of your credit score and what your credit report says about you. As seen in our text, scores above $800$ are considered exceptional $(850$ is the max$)$ and scores below $580$ are considered poor. The average score is about $695.$

Have you ever checked your credit, or obtained your credit report? How do you obtain a free copy of your credit report?

Let's suppose you obtained a copy of your credit report and there are a few inaccuracies on it$.$ What should you do$?$

What if the score is lower than you would like but the information IS accurate. What steps can you take to improve your credit score?

Should you hire someone to improve your credit score? Why or why not?