B 1 Granger Vacation Properties 2 Date 11/17/22 16:02 Down payment rate E F G H...

Transcribed Image Text:

B 1 Granger Vacation Properties 2 Date 11/17/22 16:02 Down payment rate E F G H 1 J K L M 3 4 High risk down payment % 5 Low risk down payment% 6 Low risk cut off 15% 5% 450 Credit Score APR 100 8.00% 600 6.50% 750 4.25% 7 8 Lot # 9 10 House Cost 130767 $ 372705 $ Credit Score Down Payment % Financed Amount Financed Mortgage Rate Rate per period 369,546.00 519 $18,477.30 95% $351,068.70 8.00% 0.67% Years 15 # of Pmt periods 180 Payment amount $3,355.00 120,082.00 738 $6,004.10 95% $114,077.90 6.50% 0.54% 15 180 11 394976 $ 376,269.00 489 $18,813.45 95% $357,455.55 8.00% 0.67% 15 180 $993.74 $3,416.03 12 135587 $ 348,781.00 750 $17,439.05 95% $331,341.95 4.25% 0.35% 30 360 $1,630.00 13 435782 $ 111,905.00 774 $5,595.25 95% $106,309.75 4.25% 0.35% 20 240 $658.31 14 142881 $ 262,945.00 635 $13,147.25 95% $249,797.75 6.50% 0.54% 20 240 $1,862.42 15 266692 $ 390,340.00 705 $19,517.00 95% $370,823.00 6.50% 0.54% 20 240 $2,764.76 16 543283 $ 391,746.00 351 $58,761.90 85% $332,984.10 8.00% 0.67% 30 360 $2,443.32 17 290433 $ 173,540.00 431 $26,031.00 85% $147,509.00 8.00% 0.67% 30 360 $1,082.37 18 283444 $ 297,150.00 668 $14,857.50 95% $282,292.50 6.50% 0.54% 30 360 $1,784.28 19 100307 $ 264,567.00 690 $13,228.35 95% $251,338.65 6.50% 0.54% 20 240 $1,873.91 20 624582 $ 130,611.00 350 $19,591.65 85% $111,019.35 8.00% 0.67% 20 240 $928.61 21 598217 $ 295,136.00 597 $14,756.80 95% $280,379.20 8.00% 0.67% 15 180 $2,679.45 22 356725 $ 335,153.00 710 $16,757.65 95% $318,395.35 6.50% 0.54% 30 360 $2,012.48 23 262367 $ 247,494.00 544 $12,374.70 95% $235,119.30 8.00% 0.67% 15 180 $2,246.92 24 557585 $ 150,546.00 524 $7,527.30 95% $143,018.70 8.00% 0.67% 30 360 $1,049.42 25 235620 $ 151,154.00 509 $7,557.70 95% $143,596.30 8.00% 0.67% 20 240 $1,201.10 26 146243 $ 163,946.00 596 $8,197.30 95% $155,748.70 8.00% 0.67% 30 360 $1,142.83 27 605747 $ 137,707.00 739 $6,885.35 95% $130,821.65 6.50% 0.54% 20 240 $975.37 28 221998 $ 320,594.00 629 $16,029.70 95% $304,564.30 6.50% 0.54% 20 240 $2,270.75 29 Total 30 31 Statistics 32 Total # of loans 20 33 Lowest payment $658.31 34 Highest payment $3,416.03 35 Average payment $1,818.55 36 Median Davment $1.823.35 MortgageApplications + Lot # Down Payment 221998 $ 16,029.70 % Financed Amount Financed 95% $ 304,564.30 $36,371.07 B 1 Granger Vacation Properties 2 Date 11/17/22 16:02 Down payment rate E F G H 1 J K L M 3 4 High risk down payment % 5 Low risk down payment% 6 Low risk cut off 15% 5% 450 Credit Score APR 100 8.00% 600 6.50% 750 4.25% 7 8 Lot # 9 10 House Cost 130767 $ 372705 $ Credit Score Down Payment % Financed Amount Financed Mortgage Rate Rate per period 369,546.00 519 $18,477.30 95% $351,068.70 8.00% 0.67% Years 15 # of Pmt periods 180 Payment amount $3,355.00 120,082.00 738 $6,004.10 95% $114,077.90 6.50% 0.54% 15 180 11 394976 $ 376,269.00 489 $18,813.45 95% $357,455.55 8.00% 0.67% 15 180 $993.74 $3,416.03 12 135587 $ 348,781.00 750 $17,439.05 95% $331,341.95 4.25% 0.35% 30 360 $1,630.00 13 435782 $ 111,905.00 774 $5,595.25 95% $106,309.75 4.25% 0.35% 20 240 $658.31 14 142881 $ 262,945.00 635 $13,147.25 95% $249,797.75 6.50% 0.54% 20 240 $1,862.42 15 266692 $ 390,340.00 705 $19,517.00 95% $370,823.00 6.50% 0.54% 20 240 $2,764.76 16 543283 $ 391,746.00 351 $58,761.90 85% $332,984.10 8.00% 0.67% 30 360 $2,443.32 17 290433 $ 173,540.00 431 $26,031.00 85% $147,509.00 8.00% 0.67% 30 360 $1,082.37 18 283444 $ 297,150.00 668 $14,857.50 95% $282,292.50 6.50% 0.54% 30 360 $1,784.28 19 100307 $ 264,567.00 690 $13,228.35 95% $251,338.65 6.50% 0.54% 20 240 $1,873.91 20 624582 $ 130,611.00 350 $19,591.65 85% $111,019.35 8.00% 0.67% 20 240 $928.61 21 598217 $ 295,136.00 597 $14,756.80 95% $280,379.20 8.00% 0.67% 15 180 $2,679.45 22 356725 $ 335,153.00 710 $16,757.65 95% $318,395.35 6.50% 0.54% 30 360 $2,012.48 23 262367 $ 247,494.00 544 $12,374.70 95% $235,119.30 8.00% 0.67% 15 180 $2,246.92 24 557585 $ 150,546.00 524 $7,527.30 95% $143,018.70 8.00% 0.67% 30 360 $1,049.42 25 235620 $ 151,154.00 509 $7,557.70 95% $143,596.30 8.00% 0.67% 20 240 $1,201.10 26 146243 $ 163,946.00 596 $8,197.30 95% $155,748.70 8.00% 0.67% 30 360 $1,142.83 27 605747 $ 137,707.00 739 $6,885.35 95% $130,821.65 6.50% 0.54% 20 240 $975.37 28 221998 $ 320,594.00 629 $16,029.70 95% $304,564.30 6.50% 0.54% 20 240 $2,270.75 29 Total 30 31 Statistics 32 Total # of loans 20 33 Lowest payment $658.31 34 Highest payment $3,416.03 35 Average payment $1,818.55 36 Median Davment $1.823.35 MortgageApplications + Lot # Down Payment 221998 $ 16,029.70 % Financed Amount Financed 95% $ 304,564.30 $36,371.07