$($B$.)-$An individual in an Employee Benefits class is asked to answer the following questions regarding the case and readings read so far from Chapter $4$ through Chapter $6.$ Textbook: Employee Benefits by Joseph Martocchio $7$th edition.

P$.$S$.$ The individual works at a small private practice as a medical administrator $($which$,$ in contrast to other professions and sectors of employment, can be regarded as an alternative work field and personal point of view$).$

$**$Please answer the following questions thoroughly and provide some examples to justify the individual$$s way of thinking.

$1)$How do disability insurance benefits differ from workers$$ compensation?

$2)$If a company already offers short$-$term disability insurance, why should they consider long$-$term disability insurance?

$3)$Does the individual think the long$-$term disability insurance benefit would be a valuable addition to Medfirst$$s benefit offerings? Should they include the partial disabilities coverage?