b$)$ Lydia Deetor received a degree in computer programming at North Carolina State University, with a grade point average of $2\mathrm{.}51.$ To finance her education, Lydia borrowed $$20,516\mathrm{.}52$ from a federal student loan program. After graduation, she could not find a job in her field, so she went to work as a clerk at a salary of $$12,5000\mathrm{.}00.$ Deetor and her daughter, Sylvia, lived with her parents free of charge. After setting aside $$50\mathrm{.}00$ a month in savings and paying bills that including $$233$ for a new car $($a Pontiac Solstice$)$ and $$50$ for jewelry from Zales, her disposable income was only $$125\mathrm{.}00$ per month. Lydia asked the bankruptcy court to discharge the debts she owed for her NCSU education. Should the court do so$?$ Whytor why not? What Chapter would you look to for guidance? If you were her attorney, what would you advise her to do$?$ Is there any problem with property that can be seized or not seized?