Based on the following information, what is the expected return?

State of Probability of Rate of Return if

Economy State of Economy State Occurs

Recession $\mathrm{.}28,-10\mathrm{.}60\%$

Normal $\mathrm{.}31,12\mathrm{.}10\%$

Boom $\mathrm{.}41,21\mathrm{.}40\%$