Based on the information below

Home Amount :$352000$

Down Payment $\%$: $25\%$

Loan Amount $264000$

Term $($yrs$)$ :$30$

no Periods :$360$

FV

APR :$2\mathrm{.}75\%$

Monthly Rate: $0\mathrm{.}00229$

EAR: $2\mathrm{.}78\%$

Payment :$$1,077\mathrm{.}76$

Total Interest paid :$123992\mathrm{.}42$

calculate the increase in APR, Decrease in APR, Decrease in term, and Increase in payment. Use excel formulas and make the conclusion of the analysis. Thank you!