Based on the information provided in the case study and using the tools available to you

(e.g. loan calculators, including those available on lenders' websites), provideyour assessment of theclients' loan application.

Consider and comment on issues such as:

maximum borrowing capacity of client

capacity to meet deposit and total cash contribution for the loan required

repayment requirements based on the loan required

do they require Lenders Mortgage Insurance (LMI), and if so, how much will it cost and what are the options to pay fee

what loan amount would you recommend

likelihood that the clients will be able to meet all their financial obligations

any other issues that may impact, now or in the future, on the clients' ability to meet their obligations, including any possible risks.

Provide data to support your comments and conclusions.