B&B	F&B
current ratio	3.1	2.1
quick ratio	0.8	1.4
asset turnover	2.3	2.2
profit margin	4.7%	5.0%
return on equity	22.4%	17.6%
price earnings ratio	14.0	22.7
expected long term earnings growth rate	12%	25%

Use the following selected ratios to see the two competing grocery chains

a. whose company's stock would you recommend as an investment? support your answer

b. what is driving the difference in each company's return on equity ratio?

c. assume that you are the loan officer, and both grocery chains have approached you for a $2 mil, 6 month loan. Based on the ratios above, to which company you be more willing to extend the loan? explain why