Question: Because Tony is single and has no dependants, he does not believe he needs any personal insurance but he would like to hear a second

Because Tony is single and has no dependants, he does not believe he needs any personal insurance but he would like to hear a second opinion. He also does not have private health insurance. Tony has inquired with a number of health funds what the basic hospital cover would cost, and he can get a hospital cover for around $200 per month (before the government rebate). Tony does not want to waste the premium on something he may never use,

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