Below is a table for the present value of $1 at compound interest. Year 1 2 3 4 6% 0.943 0.690 0.840 0.792 0.747 10% 0.909 0.826 0.751 0.6813 0.621 12% 0.893 0.797 0.712 0.636 0.567 5 Below is a table for the present value of an annuity of $1 at compound interest. Year 5% 1 0.943 1.833 2 3 4 4 10% 0.909 1.736 2.487 3.170 3.791 12% 0.8193 1.690 2.402 3.037 3.605 2.673 3.465 4.212 5 Using the tables above, if an Investment is made now for $20,000 that will generate a cash Inflow of $7,000 a year for the next 4 years, what would be the present value of the investment cash inflows, assuming an earnings rate of 12% a. $20,352 6. $22,190 c. $21,259 d. $3,969