Beth, a $53$ year old single taxpayer, made $$7,500$ contribution to her Roth IRA on February $16,2024.$ The contribution was for tax year $2023.$ While preparing her return in March $2024,$ you determine that Beth's modified adjusted gross income for the year was $$175,000.$ What would be an appropriate course of action? $1.$ advise Beth to withdraw any excess contributions before December $31,2024,$ to avoid penalties, $2.$ Ask Beth specific questions to determine whether any penalty exceptions apply, $3.$ Inform Beth that she was not eligible to contribute to a Roth IRA for $2023,4.$ Proceed with the filing the return without making any adjustments