Big Bazaar (BB) came up with a scheme called as PROFIT CLUB member. As member of the scheme, you need to pay an amount of Rs 10,000 which will be added to your account and you will be given a Membership Card. BB will add an amount of Rs. 2,000 at the time of card issuance. As a member you can spend (buy goods worth) upto a maximum of Rs. 1,000 every calendar month for a period of 12 months. Amount unused in a particular month will be carried forward to the next month with a maximum carry forward upto 18 months from enrolment into the Big Bazaar PROFIT CLUB program. Is it financially worth taking up this offer??