Bill borrowed $$20,000$ at an $18\%$ annual rate of interest. The loan is to be repaid over $3$ years. The loan is amortized into three annual equal end$-$of$-$the$-$year payments.

A$.$ Calculate Bill$$s annual end$-$of$-$year loan payments.

B$.$ Prepare a loan amortization schedule showing the interest and principal breakdown of each of the three loan payments.