Question: Blockchain/distributed ledger technologies are having a great impact on the financial sector. Cryptocurrencies and the underlying blockchain/ledger have a big impact on the financial industry.

Blockchain/distributed ledger technologies are having a great impact on the financial sector. Cryptocurrencies and the underlying blockchain/ledger have a big impact on the financial industry. It's expected that there will be improved transparency and assessments in business practices, as well as lower transaction costs. Can you please discuss how blockchain technologies may affect ethics in finance? Does more transparency mean more/less ethical behaviors?

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