Question: Brad borrows $ 2 0 , 0 0 0 from City Bank to repair his home and to buy a cac Brad buys a stereo

Brad borrows $20,000 from City Bank to repair his home and to buy a cac Brad buys a stereo from Delta Discount Store in a transaction financed by Delta. If these parties are subject to the Truth-in-Lending Act, Regulation Z applies to
A the car loan only
the home repair loan only
C the retal installment sale only
the car loan, the home repair loan, and the retall installment sale
Brad borrows $ 2 0 , 0 0 0 from City Bank to

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