Brian wrote a check to Cindi for $$1,500$ on his account at Heritage Bank. He then took it to his bank for certification. The bank wrote "certified" on the face of the check. Brian then gave the check to Cindi. When Cindi took the check to Heritage Bank, they refused to pay claiming that there was not enough money in Brian's account to cover the check. Which of the following is correct?

Group of answer choices

Heritage Bank is primarily liable on the check, because it has already accepted it$.$

Cindi has no recourse under the circumstances.

Brian is secondarily liable on the check, because he is the drawer.

Two of the above, $($a$)$ and $($c$),$ are correct.