Britney Sper, Territory 5 Class 17 operator Compulsory, 10/20/5 Optional a. Bodily injury, 25/60 b. Property damage, 25M C. Collision, $100 deductible Age of car is 2; symbol of car is 5 d. Comprehensive, $200 deductible Calculate the total annual premium for the above: (Use tables 20.5, 20.6, 20.7, 20.8, 20.9) Total annual premium TABLE 20-5 Compulsory insurance (based on class of driver) DAMAGE TO SOMEONE ELSE'S PROPERTY Class 5M 10 $129 17 160 160 18 20 186 BODILY INJURY TO OTHERS Class 10/20 10 $ 55 17 98 18 80 20 116 Explanation of 10/20 and 5 10 Maximum paid to one person per accident for bodily injury "M means thousands 5 20 Maximum paid for total bodily Injury per accident Maximum paid for property damage per accident TABLE 20-6 Bodily injury 144 Class 15/30 20/40 20/50 25/50 25/60 50/100 100/300 250/500 500/1,000 10 27 37 40 44 47 69 94 187 17 37 52 58 63 69 104 146 228 298 18 33 46 50 55 60 89 124 193 251 20 41 59 65 72 78 119 168 263 344 TABLE 20-7 Class 10M 25M 100M 50M 135 10 132 134 136 Damage to someone else's property 17 164 166 168 169 18 164 166 168 169 20 191 193 195 197 TABLE 20-8 Collision Classes Age group Symbols 1-3 $300 ded. Symbol 4 $300 ded. Symbol 6 $300 ded. Symbol 7 $300 ded. Symbol 8 $300 ded. Symbol 10 $300 ded. Symbol 5 $300 ded. 187 166 10-20 1 279 2 180 160 148 194 172 166 246 180 160 148 136 124 3 154 233 4 136 160 214 264 190 233 183 221 176 208 196 Additional cost to reduce deductible 142 130 221 5 124 154 169 208 These classes would use all this information To find the premium. use the age and symbol only Class 10 From $300 to $200 13 20 16 From $300 to $100 27 43 17 18 33 20 26 55 TABLE 20-9 Comprehensive Age group Symbols 1-3 $300 ded. Symbol 4 $300 ded. Symbol 5 $300 ded. Symbol 6 $300 ded. Symbol 10 $300 ded. Classes 10-25 Symbol 7 $300 ded. 123 108 Symbol 8 $300 ded. 157 138 1 211 61 55 61 55 52 65 58 2 185 3 52 55 104 131 178 4 49 49 52 99 124 170 5 47 47 49 94 116 163 Additional cost to reduce deductible: From $300 to $200 add $4 Britney Sper, Territory 5 Class 17 operator Compulsory, 10/20/5 Optional a. Bodily injury, 25/60 b. Property damage, 25M C. Collision, $100 deductible Age of car is 2; symbol of car is 5 d. Comprehensive, $200 deductible Calculate the total annual premium for the above: (Use tables 20.5, 20.6, 20.7, 20.8, 20.9) Total annual premium TABLE 20-5 Compulsory insurance (based on class of driver) DAMAGE TO SOMEONE ELSE'S PROPERTY Class 5M 10 $129 17 160 160 18 20 186 BODILY INJURY TO OTHERS Class 10/20 10 $ 55 17 98 18 80 20 116 Explanation of 10/20 and 5 10 Maximum paid to one person per accident for bodily injury "M means thousands 5 20 Maximum paid for total bodily Injury per accident Maximum paid for property damage per accident TABLE 20-6 Bodily injury 144 Class 15/30 20/40 20/50 25/50 25/60 50/100 100/300 250/500 500/1,000 10 27 37 40 44 47 69 94 187 17 37 52 58 63 69 104 146 228 298 18 33 46 50 55 60 89 124 193 251 20 41 59 65 72 78 119 168 263 344 TABLE 20-7 Class 10M 25M 100M 50M 135 10 132 134 136 Damage to someone else's property 17 164 166 168 169 18 164 166 168 169 20 191 193 195 197 TABLE 20-8 Collision Classes Age group Symbols 1-3 $300 ded. Symbol 4 $300 ded. Symbol 6 $300 ded. Symbol 7 $300 ded. Symbol 8 $300 ded. Symbol 10 $300 ded. Symbol 5 $300 ded. 187 166 10-20 1 279 2 180 160 148 194 172 166 246 180 160 148 136 124 3 154 233 4 136 160 214 264 190 233 183 221 176 208 196 Additional cost to reduce deductible 142 130 221 5 124 154 169 208 These classes would use all this information To find the premium. use the age and symbol only Class 10 From $300 to $200 13 20 16 From $300 to $100 27 43 17 18 33 20 26 55 TABLE 20-9 Comprehensive Age group Symbols 1-3 $300 ded. Symbol 4 $300 ded. Symbol 5 $300 ded. Symbol 6 $300 ded. Symbol 10 $300 ded. Classes 10-25 Symbol 7 $300 ded. 123 108 Symbol 8 $300 ded. 157 138 1 211 61 55 61 55 52 65 58 2 185 3 52 55 104 131 178 4 49 49 52 99 124 170 5 47 47 49 94 116 163 Additional cost to reduce deductible: From $300 to $200 add $4