Brooke fell asleep while driving late at night. She crossed the center line and hit a truck
Question:
Brooke fell asleep while driving late at night. She crossed the center line and hit a truck approaching from the other direction. The following losses occurred:
The driver of the truck suffered $30,000 in bodily injuries.
Brooke’s car sustained $5,000 in damages.
Brooke incurred $3,000 in medical expenses.
The truck that Brooke hit was a total loss. The claims adjustment value of the truck was $35,000.
How much will Brooke’s insurer pay? Show your calculations and explain as appropriate. Identify the coverage under which each claim would be paid.
Brooke’s car was hit by a car that ran a stop sign. The driver of the other car fled the scene of the accident. Brooke’s car was not damaged. However, Brooke required extensive medical care as a result of the accident. Her medical expenses from the accident totaled $20,000. Because of her injury, Brooke was unable to work for a week and lost $4,000 in wages.
How much will Brooke’s insurer pay? Show your calculations and explain as appropriate. Identify the coverage under which each claim would be paid.
While driving the Civic, Brooke slide off an icy road. Her car was not damaged. Brooke suffers a broken leg, and the passenger riding with her sustained a broken arm and severe laceration on her forehead. Brooke has medical expenses of $3,000 and her passenger has medical expenses of $6,000.
How much will Brooke’s insurer pay? Show your calculations and explain as appropriate. Identify the coverage under which each claim would be paid.
Brooke was involved in a carjacking in which her car was stolen. She was not injured. However, her stolen car was never recovered. The actual cash value of the car at the time of loss was $15,000.
How much will Brooke’s insurer pay? Show your calculations and explain as appropriate. Identify the coverage under which each claim would be paid.
Employment Law for Business
ISBN: 978-0077347383
6th Edition
Authors: Dawn Bennett Alexander, Laura p Hartman