By looking at the risks, which ratios showing the weaknesses of the bank and why?

ALL RISKS 2021 2020 2019 2018 2017 Credit Risk Measures Non-Performing Loans Total Loans Net Charge-offs Total Loans Provision for Loan Losses Total Loans Provision for Loan Losses/Equity Capital Non-Performing Loans Equity Capital 736% 0.80% 5.86% 22.74% 28.56% 9.35% 1.34% 7.57% 21.58% 26.63% 9.01% 0.45% 6.76% 21.74% 28.97% 8.64% 0.31% 6,65% 25.04% 32.53% 9.73% 0.00% 8.21% 26.38% 31.28% Liquidity Risk Measures Purchased Funds/Total Assets Net Loans Total Assets Cash & Government Securities Total Assets 49.82% 2.74% 55.78% 54 10% 3.07% 58.38% 46.86% 3.48% 53.06% 46.08% 3.95% 53.67% 45 27% 3.08% 52 25% 13.14% 13.58% 1256% 707% 16.33% Market risk measures Market Risk Interest Risk Interest sensitive assets interest sensitive liabilitie it Uninsured deposits/Total deposits 1.074 99.93% 1.098 99.93% 1.092 99.93% 1.067 99.94% 1.078 100.00% Capital risk measures Stock price EPS Equity capital Total assets Purchased funds Total liabilities Equity capital Risk assets 5.73 8.33% 54.37% 15.69% 7.62 10 16% 60.25% 17.45% 10.18 10.58% 52.43% 20.71% 1127 9.72% 49.81% 18.84% 10.59 11.35% 51.09% 22.18% 112882 Operational Risk Off Balance Sheet Risk 163273225 148348258 120887 2643 -448 9025 116631 37430 Other Goals Risks Operating efficiency ratio Employee productivity ratio 1.97 4937.40 1.96 5559.15 2.15 4686.53 1.98 3783.00 1.65 3309.78