(c) Ahmad has saved end-of-year (EOY) RM 3,500 each year for 15 years. Two year after the saving period ended, Ahmad withdrew RM 10,000 each year for a period of 4 years. In the sixth, seventh, eighth and ninth years, he only withdrew RM 11,000 per year. In the tenth year, he decided to withdraw the remaining money in his account. If the interest rate was 6% per year throughout the whole period, what was the amount he withdrew at the end of the tenth year? (6 Marks)