c1 - Critical thinking Assess if the statement below is TRUE (always correct), FALSE (always wrong) or UNCLEAR (meaning correct under some circumstances, wrong under other circumstances to be explicitly dened). In 4 or 5 sentences, provide an explanationand examples/ illustration of why this is the case. Without an explanation or with an explanation that is o topic or with an explanation that shows serious confusion and misunderstanding, you will receive 0 marks, even if your conclusion was correct. Your answers must be entirely in words with no balance sheet, no diagram and no equations. The answer must reflect the content of the course and cannot use an outside source. Using copy/paste is strictly forbidden. The loan made by an ADI to a non-ADI borrower increases private money at the time of the lending but, in net, decreases private money over the life of the loan