Calculate non-interest income as percent of total revenues, overhead ratio, return on assets and return on equity
Question:
Calculate non-interest income as percent of total revenues, overhead ratio, return on assets and return on equity for the fiscal year 2020.
2019 2020
Cash assets 252 275
Investment securities 6,745 7,082
Customer loans 16,804 18,652
Branch network 3,100 3,200
Total assets 26,901 29,209
Customer deposits 10,672 11,526
Wholesale borrowings 9,427 9,834
Other liabilities 1,859 2,595
Shareholders Equity 4,943 5,255
Interest income 1,068 1,196
Overnight 2 3
On securities 102 117
On customer loans 964 1,076
Interest expense 342 345
Fees earned 349 522
Operating expense 379 412
Fees paid-out 149 222
P&L loan loss provisions 321 356
Corporate income tax 20% 20%
Fundamentals of Corporate Finance
ISBN: 978-1118845899
3rd edition
Authors: Robert Parrino, David S. Kidwell, Thomas W. Bates