Calculate:

return on assets (ROA)

Return on equity (ROE)

Bank's profit margin

Bank utilization rate

Bank A (Million Dollars)				12 Mrs
assets				Obligation and egalitarianism
in advance	850 dollars			Deposit		$6,475
securities	$1,925			Other Borrowing		1,645 dollars
loans	$5,400			Equality		$1,030
Other	975 dollars			Total		$9,150
Total	$9,150
Income statement
Loan interest income			450 $
Securities interest income			95 dollars
interest expense			$246
non-interest income			78 dollars
non-interest expense			$112
Provision for loan losses			35 dollars
taxes			115 dollars
Net income			115 dollars		115 $ = (450 + 95 + 78 - 246 - 112 - 35 - 115