Calculate the gap ratio. Based on this ratio will net interest income rise or fall if interest rates rises
	0 - 3 months	3- 12 months	Total
Assets
Cash and balances with Central Banks			0
Due from banks			0
Derivative financial instruments	3,756	102	3,858
Securities	531,141	121,423	652,564
Loans and advances to customers	623,120	159,640	782,760
Total Assets	1,158,017	281,165	1,439,182
Liabilities
Derivative financial instruments	4,061	90	4,151
Customer deposits	2,651,758	189,411	2,841,169
Debt securities	0	461	461
Total Liabilities	2,655,819	189,962	2,845,781
Net assets / liabilities	-1,497,802	91,203	-1,406,599