can anyone help me answer this question?

Compulsory superannuation (3% employer contributions) was effectively introduced in Australia in:

Select one:

A. the late 1990s

B. the late 2000s

C. the late 1980s

D. the late 2010s

E. the late 1970s

For an insurance company to prosper it is critical that the company must have outstanding expertise in the area of:

Select one:

A. human resources management

B. marketing and promotions management

C. customer relationship management

D. investor communications management

E. statistics based risk management