Can someone help me choose the correct answer for the multiple choice below

The primary reason for the divergence between the shareholder wealth maximization goal and the actual goals pursued by management has been attributed to separation of social responsibility and stakeholders' concerns separation of ownership and control separation of personal welfare and long-run profit goals the granting of "golden parachute" contracts goal and the actual goals pursued Financial management deals with Sourcing and utilizing money Borrowing money from a financial institution Decision-making aspects on the efficient sourcing and investing money All of the above As discussed in class the main purpose of an economy's financial markets is to facilitate the transfer of funds from financial middlemen to financial intermediaries surplus spending units to deficit spending units primary claimholders to secondary claimholders lenders to financial intermediaries 10 Financial markets facilitate the transfer of money from those who a have shortage of funds to those who have excess funds are interested in investing in firms and businesses have large amount of cash and do not want to risk it. have excess funds to those who have shortage of funds