Question: Can you also find the GAP ratio Apain, please consider Kappa Bank, which has the following balance sheet information Keppa Bank Balance Sheet Liabilities and
Apain, please consider Kappa Bank, which has the following balance sheet information Keppa Bank Balance Sheet Liabilities and Owner's Equity Cash $400 Checking deposits $5000 Commercial Paper $300 Savings deposits 51000 Loans, Total $7777 Borrowings from other banks S400 Made up of Borrowings from the Fed $777? Loans to other banks 51200 Other linbilities $1200 Loans to firma S2000 Equity $1500 Loans to households $1250 Home mortes 5750 Deposit in the Fed S600 tonds, Total 5950 Made up of: Municipal bonds $200 US government bonds 5500 Government agency bonds 5250 Building and Furniture S2050 Total Assessmm Total Liabilities and Owner's quity $10,000 In addition, we know the following Use the same reserve requirements we've used in all graded asianments . Interest income is $600, Non-interest income is $210. Interest expenses $110, Non-interest expense made up only of wapes and salaried is $150 No loans are charged off, but 20% of loans to firms are nonperforming . All discount loans will be repriced in the next 10 days . In four months, half of loans to firms will be repriced In two years, half of home mortgage loans will be repriced, Assume anything not listed or calculable with the info given equal o Calculate this bank's net interest income, carefly following all numeric instructions Apain, please consider Kappa Bank, which has the following balance sheet information Keppa Bank Balance Sheet Liabilities and Owner's Equity Cash $400 Checking deposits $5000 Commercial Paper $300 Savings deposits 51000 Loans, Total $7777 Borrowings from other banks S400 Made up of Borrowings from the Fed $777? Loans to other banks 51200 Other linbilities $1200 Loans to firma S2000 Equity $1500 Loans to households $1250 Home mortes 5750 Deposit in the Fed S600 tonds, Total 5950 Made up of: Municipal bonds $200 US government bonds 5500 Government agency bonds 5250 Building and Furniture S2050 Total Assessmm Total Liabilities and Owner's quity $10,000 In addition, we know the following Use the same reserve requirements we've used in all graded asianments . Interest income is $600, Non-interest income is $210. Interest expenses $110, Non-interest expense made up only of wapes and salaried is $150 No loans are charged off, but 20% of loans to firms are nonperforming . All discount loans will be repriced in the next 10 days . In four months, half of loans to firms will be repriced In two years, half of home mortgage loans will be repriced, Assume anything not listed or calculable with the info given equal o Calculate this bank's net interest income, carefly following all numeric instructions
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