Can you explain how they got Borrower's Effective Borrowing Cost-full amortization, Loan Payoff end of year 10, and Borrower's Effective Borrowing Cost- 10 year balloon?

Purchase of Green Acres Apartments Purchase Price Loan Amount (20 yr. am | 5% int | 10 yr balloon) Monthly Payment Lender charges 1 discount point Borrower's loan closing costs Loan Funding net of discount point and closing costs Borrower's Effective Borrowing Cost - full amortization Loan Payoff end of year 10 Borrower's Effective Borrowing Cost 10 yr balloon $10,000,000 $7,000,000 -$46,196.90 -$70,000 -$30,000 $6,900,000 5.17% -$4,355,506.28 5.22%